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Stock market falls can have a drastic effect when drawing income from your savings

Our reader in his 50s aims to avoid gilts and emerging markets. But he may be overexposed to US equities

When you save regularly your returns are often very different to the average return on your fund over time

The next stage in the pensions revolution allows investors to leave more to their families

Investors Champion has created a tool to help identify Aim stocks that qualify for IHT relief

Plenty of investors are waiting to take advantage of new pension freedoms in April 2015. But how can they bridge the income gap?

But investors may be better off using exchange traded commodities for gold exposure

Our reader wants to rebalance his individual savings account to achieve a minimum £15,000 annual income for his retirement in seven years' time.

But our experts say he should concentrate on lowering costs and selecting good fund managers

New pension rules are coming in April next year which will allow you to take more control over how you spend your retirement fund. But don't let the changes catch you out