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Our reader wants to retire in 10 years but has built up too many holdings in his individual savings account (Isa) and wants to invest passively. Our experts say he needs structure, diversification and discipline.

Miniscule interest rates on Isas and Sipps are causing a major headache for investors who need to keep some of their portfolio ultra low risk. We look at the best and worst Isa and Sipp cash rates on offer and search for alternatives

Half a million pounds sounds like a lot, but you need to be careful how you invest it if you want to maintain a good quality of life in retirement.

Our reader already has high exposure to the FTSE 100 and wants to know where he should put significant additional investments over the next two years.

Most savers and investors won't be using the additional £3,120 of Isa allowance from 1 July.

Our reader worries that his stock picking will erode his overall performance. But our experts say there are bigger issues to consider

Drawdown investors can use their basic rate tax bands to the maximum and invest the surplus in Isas to improve overall income. Here's an example of how it's done.

How to build an emergency fund, a house deposit, or a pension with individual savings accounts (Isas).

Tax relief on the way in to pensions still means they come out top, despite improvements to the individual savings accounts (Isa) rules

Our reader is starting from scratch with his portfolio and wants to generate £20,000 income a year